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Facts You Should Know About Flood Coverage

According to the National Flood Insurance Program (NFIP), floods occur every day in all 50 states. It’s important to know that homeowners insurance does not cover flood damage. In order to protect your home, consider purchasing a flood policy from the NFIP. The NFIP is a federal program designed to reduce future flood damage through floodplain management and provide affordable flood insurance. While many floods result from hurricanes or nor’easters, smaller events are the more common causes. Snow melt or a heavy rain shower leaving behind just a few inches of surface water can result in serious, expensive damage to your home.

NFIP coverage is relatively inexpensive. For homeowners in low- to moderate-risk areas, premiums may be as low as $112 per year, including protection for your property’s con-tents. Contents coverage is separate and a 30-day waiting period applies before your policy takes effect. If you already insure your home with us and are interested in flood coverage, please call us at 1-800-342-5342.

     
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Electric Insurance Company is a national writer of personal insurance, specializing in car insurance, home insurance, umbrella coverage and more. We were established in 1966 to serve the needs of General Electric employees. We now also offer our insurance products to the general public. Given our roots, it's not surprising that we look at the insurance business a little bit differently. It wasn't long before relatives and friends of GE employees noticed how happy they were with their home insurance and car insurance and asked if we would provide them with auto insurance too. Today, individuals and families with no formal ties to General Electric hold more than half of our home and car insurance policies. Our goal is to become the preferred home and car insurance carrier for both GE employees and individuals and families from the general public who appreciate the great value and exceptional service we provide.

*Note: Insurance policies available in the U.S. only. Discounts vary. Not all products or discounts available in all states. Any information contained in this site is general in nature and can not cover all circumstances or policies. For specific information, please refer to the actual policy or contact Electric Insurance from 7 am until 8 pm Eastern Time at 1-800-342-5342 or via email.