Electric Insurance Company is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information we receive about you online.

In general, you can visit Electric Insurance Company on the World Wide Web without telling us who you are or revealing any information about yourself. Our web servers collect the domain names, not email addresses of visitors. Electric Insurance Company uses this information to measure the use of our site.

Electric Insurance Company shares website usage information about visitors to our website with a reputable third party for the purpose of targeting our Internet banner advertisements on this site and other sites.

To do this, we use clear GIFs, or pixel tags, on this site, which allow us to recognize a browser's cookie when a browser visits this site. A cookie is a tiny element of data that a website can send to your browser, which may then be stored on your hard drive so we can recognize your Electric Insurance Company website usage when you return. You may set your browser to notify you when you receive a cookie or you have the option to disable the use of cookies altogether.

The information we collect and share through this technology is not personally identifiable. For more information about our third-party ad server or for your choices about not having this anonymous information used please click here.

Requesting Changes to Your Personal Information

Personal information that has been entered on our web site can be reviewed and changed under the following circumstances. If you have received a quotation for automobile insurance you may retrieve your information using the quote number you received and make changes to the data you entered. Existing customers may visit the Self Service Center on the web site to view their information. Changes may be requested via email directly from the Self Service 1-800-342-5342 to request changes to their account.

What We Do To Protect Your Privacy

In the course of providing products and services, we may receive nonpublic personal information about you. Our privacy policy and practices have been developed with you in mind. We have taken the necessary steps to guard against inappropriate disclosure of that information. We value your business and want to maintain your trust. Our privacy policy is set out below:

Electric Insurance Company Privacy Policy (Date Last Modified March 8, 2008)

Information We May Receive
While we are serving you we may receive certain nonpublic information from you or from unaffiliated third parties. For example, we routinely receive information through applications, forms related to our products or services, and your transactions with us. We may receive such information from affiliates, third parties or consumer reporting agencies. The information may include your name, address, telephone number, payment history, claims history, or credit history. The nature and extent of the information we receive varies based on the nature of the products and services we provide you.

Personal information is typically collected and used by us for insurance purposes such as, assessing risk, processing applications for insurance coverage, providing and administering insurance products and related services and to determine the status of insurance coverage, to investigate and handle claims, administer insurance benefits and to prevent or deter fraud. Such information will be used solely to facilitate the products and services requested or as provided or permitted by law. We consult our existing files for these purposes. An individual may decline to consent, or revoke consent, to the collection and use of personal information for these insurance purposes but in that case insurance products and related services and benefits and the assessment of claims may be limited or terminated.

Collecting Personal Information
Whenever practical, we collect information directly from the individual concerned. In some instances and as is common in the underwriting of insurance and the investigation of insurance claims, we verify information and obtain information from independent sources and organizations.

Disclosure of Personal Information
We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law.

Personal information is sometimes sought and exchanged with other insurance companies, reinsurers, and insurance industry organizations at the time of assessing an application for insurance and any renewal, extension, variation or cancellation of any issued policy, as well as in the event of any claim, to the extent necessary for industry statistical purposes or to assess and rate a specific risk, determine the status of coverage, and investigate claims. We also share information to combat fraud; where permitted or required by law; or, at the request of government regulators.

EIC sometimes retains an affiliated company or an independent third party or reinsurer to perform on EIC’s behalf, certain functions in support of the products and services EIC provides. Such functions could include the underwriting, offering or administering of EIC’s financial products and services or any related claims. Accordingly, in certain instances these affiliates or third parties will be provided with personal information to the extent that it is necessary in the performance of those specific reinsurance, underwriting, marketing, consulting, administrative, rehabilitative, claims, investigation or related services. EIC obligates these affiliates and third parties to use and take steps to protect personal information in accordance with the requirements of this Privacy Policy.

Protecting Confidentiality

Our agents and employees have access to nonpublic personal information only for the purposes of providing our products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Changes to the Electric Insurance Company Privacy Policy

We will indicate material changes to our Privacy Policy within the policy itself for a minimum of 30 days after modification.

Legal Information

Copyright
All website design, text, graphics, the selection and arrangement thereof and all software Copyright © 1997-2010, Electric Insurance Company, ALL RIGHTS RESERVED. Permission to electronically copy and print in hard copy, portions of this website without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and the Electric Insurance Company copyright notice appears in all copies. Electric Insurance Company retains all proprietary rights to the information. Any other use of materials on this website including reproduction for purposes other than those noted above, modification, distribution, or republication without the prior written permission of Electric Insurance Company is strictly prohibited.

Third-party Sites
Electric Insurance Company may carry or provide hypertext links to other websites ("third-party sites"), that are not maintained by Electric Insurance Company, such as preferred vendors. Electric Insurance Company is not responsible for the content of the material on third-party sites nor does it make any representations or warranties about the privacy policies of any websites to which EIC provides hyperlinks. These links are provided solely for your convenience. While we try to link only to sites that share our high standards of quality, Electric Insurance Company makes no warranties or representations about the content of or any products or services offered in such third-party sites. Electric Insurance Company's affiliation with said companies shall not be interpreted as endorsement by Electric Insurance Company of their products or services

Jurisdiction/Severablility
Use of this site shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Essex County, Massachusetts. Should any provision of our terms and conditions be held invalid, unlawful, or for any reason unenforceable, then the invalid, unlawful, or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining surviving provisions.

Products
The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Electric Insurance Company. Product availability varies by state. The insurance coverage afforded by Electric Insurance Company is subject to the terms and conditions of the policies issued.

Licenses
Electric Insurance Company is a licensed property/casualty insurer in all 50 states plus the District of Columbia. Electric Insurance Company is domiciled in the Commonwealth of Massachusetts and has its principal place of business at 75 Sam Fonzo Drive, Beverly, Massachusetts. The identification number assigned to Electric Insurance Company by the National Association of Insurance Commissioners is 057-21261.

Electric Insurance Agency, LLC is a wholly owned subsidiary of Electric Insurance Company. It has its principal place of business at 75 Sam Fonzo Drive, Beverly, Massachusetts. Electric Insurance Agency, LLC offers insurance in the State of California under the name E. I. C. Insurance Agency, LLC with a license number of 0G53210 and in the state of New Jersey as E.I. of Massachusetts Agency LLC.

Disclaimer
THE MATERIALS ON THE WEBSITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. ELECTRIC INSURANCE COMPANY DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. ELECTRIC INSURANCE COMPANY RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. ELECTRIC INSURANCE COMPANY MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE. THIS SITE, THE INFORMATION AND MATERIALS ON THE SITE ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitations of Damages
IN NO EVENT SHALL ELECTRIC INSURANCE COMPANY OR ANY OF ITS SUBSIDIARIES BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES RESULTING FROM THE USE OF ITS WEBSITE, INCLUDING BUT NOT LIMITED TO USE OF (OR INABILITY TO USE) THE WEBSITE; HYPERLINKS; FAILURE TO PERFORM; COMPUTER VIRUS OR DELAY IN TRANSMISSION. ELECTRIC INSURANCE COMPANY WILL NOT BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE WEBSITE SITE OR ANY LINKED WEBSITE, EVEN IF ELECTRIC INSURANCE COMPANY IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Changes
Electric Insurance Company reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes.

Electric Insurance Company may terminate, change, suspend or discontinue any aspect of the Electric Insurance Company Site, including the availability of any features of the Site, at any time. Electric Insurance Company may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. Electric Insurance Company may terminate authorization and rights given and, upon such termination, you shall immediately destroy all materials.

Trademark
Electric Insurance Company, the Electric Insurance Company logo, Elfun Advantage, eQuote, InsureProgram.com and the names of various other products and services described within and offered by Electric Insurance Company and its subsidiaries are trademarks and service marks of Electric Insurance Company, Inc. All other products or service offerings referenced on this web site may be trademarks or service marks of their respective owners.