Employee Insurance Program

As a Member of a Employee Program, You Can Expect Better Than Our Already Exceptional Service.

Employee discounts and exceptional products and services are just a few things Synchrony employees get from Electric Insurance.

Employee Savings

  • Exclusive employee discounts for auto and home insurance1
  • 2% - 4% payroll deduction program participation discounts2
  • New Vehicle Replacement Cost coverage is standard in most states - at no extra charge3
  • Significant savings on the Personal Excess Liability benefit as compared to umbrella coverage bought outside the benefits program.
  • Multi-policy discounts and more1

Employee Convenience

  • Once-and-done payroll deduction program saves up to $55 in service fees and includes additional discounts2
  • Mobile App – file an auto claim, find an EV charging station, and more

Employee Confidence

  • Guaranteed Replacement Cost coverage available for homeowners
  • Signature Claims Service Guarantee4 - If you make a claim for damage to your vehicle and don't feel we met your promise of exceptional service, we'll send you $100.
  • 99% of our claimants would renew their policy based on the way they were treated when they had a claim5
  • 98% of our auto insurance customers would recommend us to their friends after a claim experience – the industry average is 86%6
  • 92% of our home insurance customers would recommend us to their friends after a claim experience – the industry average is 54%6
  • Financially strong – "A" rated by A.M. Best
  • Four-time winner: American Business Awards Customer Service Department of the Year7
  • NICE Customer Excellence Award7

Employee Safety

  • Pro-active catastrophe warnings for hurricane, wildfire, or other significant events in our customers’ immediate area
  • 24/7/365 emergency roadside assistance services8
  • Identity fraud expense recovery coverage and identity restoration9


Get a free quote. Call us at


Monday – Friday, 7:00 a.m. – 9:30 p.m.
Or email us for more information or to set up an appointment.

  1. Actual coverage, services, discounts, and credits vary by state. Not all options and coverages are available in all states. For exact terms, conditions, exclusions, and limitations of coverage, please contact Electric Insurance Company at 800.227.2757. Participation in the program is subject to underwriting qualifications.
  2. Discounts not available in CA and NY; auto discount only applies in WA; the program is not available in HI. $55 service fee savings are based on waiver of the standard $5 monthly service fee for 11 months.
  3. Applies to new vehicles less than a year old with fifteen thousand miles or less on the odometer at the date of a loss; coverage will pay the purchase price without deduction for mileage
  4. Payments made under the Signature Claims Service Guarantee apply to a single loss covered under Collision or Comprehensive (Part D of the auto policy in all states other than MA, where it applies to Parts 7, 8, 9 and 10 of the policy) and apply no more than once per policy period.  Compensation issued under the guarantee will not be considered part of any loss or settlement under the policy, nor an admission of any liability or wrongdoing on our part.
  5. Based on a 2015 Electric Insurance Company customer claims survey, where 99% of respondents stated they would renew their policy.
  6. Based on a 2014 Electric Insurance Company customer claims survey and a leading industry claims study.
  7. 2015, 2013, 2012, and 2009 gold award winner: Customer Service Department of the Year, American Business AwardsSM.
  8. Emergency roadside assistance services are provided by Quest Towing Services, LLC.
  9. Identity Theft Resolution Services are powered by Identity Theft 911®.


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