Tenants Insurance

It's not your building.
But it is your stuff.

Unless you're living in an empty apartment and wearing the same outfit to work every day, you probably could benefit from Tenants insurance. After all, clothes, furniture, stereos and TVs all cost money.

You might also hurt someone accidentally while riding your bike, say or playing golf. Tenants policies cover all this — and more — for surprisingly little. In fact, the average policy only costs about $12 per month. You probably spend more than that on coffee.


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* Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.


Why do I need this?

Similar to a condo owners policy, a tenants policy is basically three different coverages rolled into one:

  • Liability pays others injuries sustained in your unit, or by your actions.
  • Personal Property pays you for damage or loss of belongings inside your apartment
  • Loss of Use pays you for temporary living expenses if your apartment can't be lived in due to a covered loss.


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