Diligent may be a funny word to use, but that's what identity thieves are. They tirelessly search for opportunities in all sorts of places – financial institutions' databases, emails, your mailbox and trash. They even sell information to other thieves. If your wallet has been stolen, the first thief may take the cash and then sell your cards and ID to another one.
The end result is upwards of 11,000,000 incidents of identity fraud and theft each year. Realistically, that means that everyone is a target. Some people find out when their bank balance vanishes, or they are denied for a loan, or when they are arrested for a crime committed under their name. The really unlucky ones find out when they are denied for a medical coverage because someone receiving medical care under their name maxed out their lifetime coverage.
Fixing the situation requires a lot of knowledge, time, energy, and sheer persistence. It can also be expensive.
Our Identity Fraud program is available as an endorsement to your Electric Insurance home, condo or tenants policy. It's also included in our exceptional SmartChoice homeowners policy. It does two important things: help you recover costs you incur to correct issues and provide best-in-class, one-on-one restoration services.
Incurred Expenses Coverage
The expense recovery portion of our Identity Fraud endorsement helps make sure you don't lose even more than the thieves stole while you work to correct the damage. It covers expenses – up to $25,000 – you incur while you work to get your life back in order. (See below for details.)
Identity Recovery Services
Navigating the maze of identity fraud restoration by your self is highly complex, stressful, and time-consuming. Genuinely expert, one-on-one, unlimited assistance helps you put your life back together. That's why our recovery services are powered by Identity Theft 911® – the leading expert in identity fraud and theft.
You have unlimited access to highly trained fraud specialists:
Proactive Service Features help those who may have been exposed to identity fraud.
Restoration Services work with victims to help get their identities back on track.
The Identity Fraud Expense coverage portion of the endorsement covers certain expenses you may incur while you work to restore your identity.
12 Specialty Restoration & Recovery Programs
* Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply. Identity Theft Resolution Services are powered by Identity Theft 911®.
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