Descriptions of Coverage

Home Insurance Coverage

While you can't ensure no harm will ever come to your home, you can help guard against losses that endanger it. Our primary focus is on taking care of our customers in truly meaningful ways. That's why we offer two homeowners coverage options: Homeowners Plus and Premier Choice. Both offer a rare and important coverage—Guaranteed Replacement Cost. It's hard to find elsewhere (just ask around) and is one of the most important things you can do to protect your home.

Use this simple comparison guide to see what types of coverage are available, how they apply, and what it's good to think about for certain situations and lifestyles. We think people want to make educated choices, so we provide real information about what coverage options include.

There are plenty more coverages available to supplement Homeowners Plus and Premier Choice homeowners coverage. We didn't list them all here, though; they're pretty extensive reading. If you'd like to know more, just give us a call at 800.342.5342. We love to talk all about the excellent products we have to offer.


* Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.


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