Condo Insurance

Shared walls could lead to shared problems. We'll help you guard against them.*

Condos are great. They get you into the benefits of home ownership, usually at a lower cost and reduced level of upkeep. You even get to share some of the expenses — and risks — with your fellow owners.

But some things are entirely your department. You need to protect your personal belongings, your liability for people getting hurt — and oftentimes, even the building materials used to finish your unit.

We offer extensive Condo coverage choices, including a standard policy you can customizable with endorsements, but we always start by asking you to review the Condo Association Master Policy to craft coverage that fills your needs without charging for coverage that doesn't.

For those who understand the value of their property and how to best protect it in a cost-effective way, we offer Premier Choice condominium coverage. Premier Choice provides exceptional value with higher coverage amounts and many more features and coverages than a standard policy.

Use our Online Quote Tool to see how little you could pay for Condo Insurance that will help you feel more comfortable in private — and in the common areas.


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Why do I need this?

Similar to a homeowners policy, and with many of the same available extras, a Condo policy is basically three different coverages rolled into one:

  • Liability pays others for injuries sustained in your unit, or by your actions.
  • Property Damage pays you for damage or loss of the physical structure of your condo.
  • Personal Property pays you for damage or loss of belongings inside your residence. Unless you own your condo outright, the mortgage holder is going to require property damage insurance so their investment is protected.


* Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.


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