Many people who rent may assume that a landlord's insurance will cover their personal losses should their rental property fall victim to a fire, theft, explosion, or other disaster. Renters are often dismayed to learn that landlords insure only their own structures, not the belongings of their tenants.
As a result, renters without insurance may be carrying much more risk than they realize. In addition to their personal possessions being at risk, their financial security could also be jeopardized in the event of a lawsuit.
Renters insurance typically covers loss or damage due to theft, vandalism, smoke, fire, explosion, windstorm, lightning, and faulty indoor plumbing. Categories of coverage usually include personal property, loss of use, and liability. We would be happy to provide you with a quote for renters insurance, or answer any questions you may have about your existing coverage.
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