Home & Safety Preparedness

Remodeling Your Home?

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A lot goes into adding on a deck, a new bathroom, or that guest bedroom you've always wanted. However, in the excitement of the project, you may overlook updating your insurance coverage.

You should be aware that additional insurance coverage might be necessary if you remodel. One of the first steps is ensuring your contractor and subcontractors have appropriate insurance coverage. Make sure they are bonded and have liability insurance, as well as workers compensation insurance, just in case a wall comes crashing down or someone takes a nasty fall.

It's smart to evaluate your insurance coverage while your remodeling project is still in its developmental stages. Remember, since additions can increase the value of your home, your insurance policy may need to be adjusted accordingly.

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