There it is, that shiny new car you've had your eye on for the longest time. It finally has a sticker price you can afford, so what's stopping you from buying it? Before you sign on the dotted line, make sure your dream car isn't destined to harm you and your family.
To stay safe on the road, Electric Insurance suggests the following auto safety features you should look for when shopping for a new car:
All passenger cars and light trucks made after September 1, 2006 will have advanced frontal air bags. Crash sensors connected to a computer react to a collision by triggering the bags. They inflate instantaneously and deflate immediately after the crash.
Prevent wheels from locking up during hard braking, especially on slippery roads. By preventing lock-up, the driver maintains control while braking.
Senses the speed or force with which the brake pedal is depressed. This allows the computer to decide if the driver is trying to make an emergency stop. If so, it boosts brake pressure.
Limits wheel spin when you accelerate so that the drive wheels have maximum traction. Some traction-control systems only operate at low speeds, while others work regardless of speed.
Adjustable upper anchors for the shoulder belts keep the belt across the chest instead of the neck to prevent neck injuries. Seatbelt pretensioners instantly retract the belts during a frontal impact to keep occupants in the best position for an opening airbag. Force limiters control the force that the shoulder belt builds up on the occupant's chest.
Lower Anchors and Tethers for Children (LATCH).
Built-in lower anchors and tether attachment points for compatible child safety seats to be installed without using the vehicle's safety-belt system. This is a required feature on all new vehicles.
Electronic stability control (ESC).
Keeps the vehicle on course during a turn, to avoid sliding or skidding.
Tire pressure monitor.
Government regulations will eventually require all new vehicles to have a low tire pressure warning system.
By pressing a button, the driver can communicate with a central dispatch center, which can track the location of the vehicle on a computer monitor to provide directions or emergency assistance.
Because safety is such a concern, the Insurance Institute for Highway Safety (IIHS) announced a new category for evaluating new cars, the Top Safety Pick. The award is based on the performance of vehicles in a range of crash tests. For more information on cars receiving the IIHS Top Safety Pick award, visit www.highwaysafety.org
To confirm your auto policy completely covers your needs, call Electric Insurance today at 800.342.5342. Whether you are a prospective policyholder or a current policyholder just interested in confirming your coverage, our licensed representatives will make sure you have the right coverage at the right price. Electric Insurance also offers home and personal umbrella insurance.
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