Terms of Use

Terms of Use

By using electricinsurance.com in any manner, you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of electricinsurance.com and do not change or alter any other agreement or contract between you and Electric Insurance.

Electric Insurance reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of electricinsurance.com following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

If at any time you choose not to accept these Terms of Use, please do not use this website.

Jurisdiction and Applicable Law

The laws of the Commonwealth of Massachusetts govern these Terms of Use and your use of the site, and you irrevocably consent to the jurisdiction of the courts located in Massachusetts for any action arising out of or relating to these Terms of Use. We recognize that it is possible for you to obtain access to this site from any jurisdiction in the world, but we have no practical ability to prevent such access. This site has been designed to comply with the laws of the Massachusetts and of the United States. If any material on this site, or your use of the site, is contrary to the laws of the place where you are when you access it, the site is not intended for you, and we ask you not to use the site. You are responsible for informing yourself of the laws of your jurisdiction and complying with them.

Privacy Policy

Our Internet Privacy Policy describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the your information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Internet Privacy Policy.

Ownership of Materials and Restrictions on Use

The information on this website, along with any materials (including, for example, press releases and product descriptions) is the copyrighted work of Electric Insurance and is protected under United States and worldwide copyright laws and treaty provisions. Electric Insurance grants you permission to copy such materials so long as each copy: (i) is solely for informational, non-commercial use and is not modified or revised in any manner; (ii) plainly displays all copyright and other proprietary notices, in the same form and manner as on the original; and (iii) displays a statement that the materials are used solely with permission of Electric Insurance. To seek permission for any other use, please contact Electric Insurance.

Links to Other website

This website may contain links to other websites. Electric Insurance provides links to other sites as a convenience to persons who visit the Electric Insurance website. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with Electric Insurance). Please be aware that Electric Insurance is not responsible for the privacy practices of those sites, even though Electric Insurance's name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the privacy policies of each and every website that you visit, as the privacy policies of those sites may differ from ours. Our Internet Privacy Policy applies solely to this website. Electric Insurance is not responsible for the contents of any linked site or any link contained in a linked site.

Links to www.electricinsurance.com

Electric Insurance appreciates your interest in linking your website (the "Linking Site") to Electric Insurance's website, located at www.electricinsurance.com. In order to avoid misunderstandings regarding the use of Electric Insurance's trademarks, trade names and other proprietary information, Electric Insurance asks that you review and agree to the following guidelines: Third parties are authorized to include active links on websites they control to direct a browser to Electric Insurance's "home page" at http://www.electricinsurance.com. However, third parties may not include on their websites links to any other page maintained on the electricinsurance.com website unless they have received prior written permission of an officer of Electric Insurance or unless the Linking Site is an Internet search engine.

Unless you have received specific written permission from Electric Insurance, you may not (a) "frame" or otherwise impose editorial comment, commercial material or any type of identification on (or in proximity to) content displayed on the Electric Insurance website ("Electric Insurance Content"), (b) alter or modify Electric Insurance Content, or (c) "cut and paste" or otherwise reproduce Electric Insurance Content on the Linking Site.

No Archiving.
Your link must be to the current Electric Insurance site only. In permitting linking, Electric Insurance does not grant you the right to reproduce, modify, cache or archive the Electric Insurance Content for any purpose.

Link At Your Own Risk.
Electric Insurance makes no representations or warranties regarding the Electric Insurance website, which is provided "as is." Linking Sites link to the Electric Insurance website at their own risk. Electric Insurance is under no obligation to maintain the Electric Insurance website, provide or update Electric Insurance Content or otherwise support your link to the Electric Insurance website.

Electric Insurance may revoke this license immediately if you fail to follow these guidelines.


The information and descriptions contained in the Electric Insurance website are provided solely for informational purposes, and are not intended to be complete descriptions of all terms, exclusions, and conditions applicable to every insurance product or service offered by Electric Insurance. The materials on these websites are provided "as is" and without warranties of any kind either expressed or implied. To the fullest extent permissible under applicable law, Electric Insurance and its affiliates and distributors disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. Electric Insurance does not warrant or make any representations regarding the accuracy, completeness, currency or reliability of any of the content on these websites, nor does it warrant or represent that the functions contained in the materials will be uninterrupted or error free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

Limitation of Liability

Electric Insurance assumes no responsibility and shall not be liable for any damage to your computer equipment or other property as a result of your access to, use of, or browsing in these websites, or your downloading of any materials, data, text, images, audio and video from these site or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure. You, and not Electric Insurance, assume the entire cost of all necessary servicing, repair or correction.

Under no circumstances, including, but not limited to, negligence, shall Electric Insurance be liable for any injury, loss, claim, damage, or any special, exemplary, punitive, indirect, incidental or consequential damages of any kind that arise from the use of, or the inability to use, these websites or the materials on these websites, whether based on warranty, contract, tort or any other legal theory, and even if Electric Insurance has been advised of the possibility of such damages.

Notwithstanding the foregoing, if Electric Insurance should be found liable for any loss or damage which arises out of or is in any way connected with any of the above described functions or uses of these sites or their content, Electric Insurance's liability, where permitted by law, shall not exceed, in the aggregate, the greater of 1) the amount paid by you to access these sites, or 2) US$100.00

E-mails to Electric Insurance addresses

The Electric Insurance e-mail system is a private e-mail system intended only for purposes authorized by Electric Insurance. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at @electricinsurance.com. Electric Insurance reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.


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