Hurricane Irma

 TIPS TO KNOW BEFORE HURRICANE IRMA MAKES IMPACT

As of the morning of September 6, 2017, Hurricane Irma is a Category 5 hurricane with sustained winds of 185 mph and recorded gusts of 200 mphCurrent projections of Irma’s path vary, but all show a potentially catastrophic impact on Florida this weekend. Depending on Irma’s course, Alabama, Georgia, Louisiana, Mississippi, North Carolina and South Carolina could also be affected.

Florida Governor Rick Scott has a declared a state of emergency, with mandatory evacuation orders for Monroe County. Electric Insurance Company is asking anyone in Irma’s path to stay tuned to local forecasts and warnings and follow civil authorities’ instructions regarding safety and evacuation procedures. In the meantime, the following safety tips will help you prepare for the storm.

ELECTRIC INSURANCE IS PREPARING

For current policyholders in Hurricane Irma's path, we:
  • Map and monitor the storm’s activity and any potential effect on our policyholders
  • Remain ready with claims catastrophe response teams who are available 24-hours a day with adjusters ready to handle claims

GET READY

Home: 

  • Charge your cell phone and other mobile devices
  • Bring items inside that could be picked up by the wind 
  • Close windows, doors, and hurricane shutters 
  • Elevate personal belongings in basements or ground level areas of your home in the event of flooding

Auto:

  • If you have to park your vehicle outdoors park it on higher ground, away from trees, poles or other large objects
  • Do not attempt to drive across flowing water. Six inches of water may cause you to lose control of your vehicle.
  • Listen to radio or NOAA Weather radio to be up-to-date on road conditions. Wait until the area is declared safe before venturing out.
  • Do not start the vehicle if it has water inside the car. An electrical short may trigger the airbags to deploy.
  • If the vehicle has been in water, test brakes to be sure they work prior to use on the roads.

DURING THE STORM

  • Stay indoors during the storm and away from windows and glass doors
  • Close all interior doors — secure and brace external doors
  • Keep curtains and blinds closed. Do not be fooled if there is a lull; it could be the eye of the storm — winds may very well pick up again.  
  • Unplug electronics in the event your power goes out to avoid possible damage caused by a power surge

POST STORM

  • When it is safe to do so, inspect your property to determine if you have any damage
  • If you have damage, contact our Claims Department at 800.227.2757 and we’ll help you with your claim
  • If it is safe to do so, complete any temporary repairs to help protect your home. Be sure to take photos and retain all invoices related to the repairs.
  • Should you have water damage to your home, contact a water mitigation company to dry out the affected area. Our claim adjuster will review with you how your policy responds to your specific situation. Flood damage is not covered by your homeowners policy, please do research on obtaining a Flood Policy.
  • Should you need to throw away any property or personal property as part of mitigating your loss, please take pictures to document the damage prior to throwing the items away
  • Keep all invoices/estimates; you may need them for your claim

IMPORTANT SAFETY WEBSITES

Additional safety tips can be found:

Electric Insurance is here to provide claims guidance and safety information during this event. Call us at 800.227.2757. Please feel free to forward our Hurricane Preparedness article, found here, to anyone who may need assistance. 

 

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